Editor’s Note: I’ve traveled with insurance and without and have received conflicting information about whether or not your medical insurance will cover expenses incurred while traveling. I thought the information contained in this guest post might help readers ask the right questions before leaving on that family ski trip.
Insurance probably isn’t the first thing on a traveler’s mind when he plans his next vacation—but it should be. Most remember to figure in their hotel and flight costs, and how much they plan to spend on meals and entertainment when they reach their destination, but travel insurance can be easy to overlook since no one really anticipates getting sick or injured while traveling. But traveling to a foreign country can be stressful and challenging enough on its own without having to worry about navigating a strange healthcare system if illnesses or injuries should occur during the trip.